INCLUSION FOR EVERYONE

We have come to close the gap between everyone and easy access to finance. We believe Everyday People and Small Businesses in a digital generation deserve the convenience of accessing funds speedily without typical barriers. It's the Ease and Convenience for us!

MenaCred is presenting what inclusion truly means— where anybody can access finance without credit history, with no paperwork, without a guarantor but with speed, ease, convenience and always saying Yes to More

  • LOANS FOR ANYTHING, ANYTIME.

    At MenaCred, what matters to you is what matters to us. We understand that your credit needs can range from Business, Education, Personal or Domestic Expenses, Travel or even Enjoyment, we have made it our duty to provide easy access to finance for you, always.

  • SMALL LOANS, BIG LOANS - WE’VE GOT YOU!

    Need an urgent 5k or a whooping 1 million? Say no more! MenaCred caters to all categories of credit needs for your everyday expenses or those infrequent payments without requiring collaterals and with interest rates as low as 5%.

  • EASY AND CONVENIENT PAYBACK, JUST FOR YOU

    Paying back your loan is just as easy as getting it. Our loan tenor ranges from 30- 180days which gives you enough time to conveniently repay your loan without any hassle. Your loan can also be extended if you are unable to meet up with the repayment date. With MenaCred you can enjoy your loan with peace of mind!

Our promise to you

“Our MenaCred App could not have come at a better time. Necessity and a strong desire to lift people’s financial burdens easily, speedily and digitally has been the force driving the development of the MenaCred App and we are quite fulfilled to see this creation of ours go live to a ready and enthusiastic market. For us, the mission to our customers is quite clear as we daily seek to use different ethical touchpoints to deliver credit with ease. The MenaCred App is just one of the several creations we have in store and we are excited about what the future holds for us on this journey.”

CEO

DESIGNED TO GIVE YOU THE BEST LENDING EXPERIENCE

Our Mena Everyday Loan, Mena Micro Loan and Mena Market Loan products have been created to deliver on the inclusion drive for everyone in our market. Digital Natives & Millennials, Working Professionals & Entrepreneurs and Businesspersons & Sellers in physical markets all have a place with MenaCred.

Our Mena Everyday Loan

For digital natives at their first shot at obtaining loans and everyday people with little or no financial history.

Our Mena Micro Loan

For working professionals, digital savy entrepreneurs and businesspersons.

Our Mena Market Loan

For traders right at the center of the physical marketplace with little or no structure.

About us

WHERE EASE AND CONVENIENCE MEETS INNOVATION

With the MenaCred App, a world of easy access to finance opens up to you. From your mobile phone, you can conveniently apply and receive Mena Everyday or Mena Micro Loans into your wallet in minutes. With our network of Mena market agents, we also underwrite and disburse credit on the go at the center of the physical market place promoting trade and commerce. Transfer funds into your bank account, pay bills, and carry out transactions seamlessly.
With technology being the final frontier of Africa’s revolution, we seek to use different ethical touchpoints to deliver credit with ease to a digital generation and the MenaCred App is simply one of our several creations on this journey. With our network of Mena market agents, we also underwrite and disburse credit on the go at the center of the physical market place promoting trade and commerce. Transfer funds into your bank account, pay bills, and carry out transactions seamlessly.

How it works

  • OUR COMMITMENT TO INCLUSION FOR EVERYONE

    MenaCred products are a reflection of our commitment to meet potential customers at their level. For many people in our environment, credit history, paperwork, sureties and other conventional requirements for accessing credit are nearly impossible to meet. No problem, as we do not demand an arm and a leg from our customers, we simply disburse loans in minutes.

  • HOW WE MAKE A LENDING DECISION

    Acting on the consent of our customers, we engage in ethical interactions with institutions such as banks, credit bureaus, regulators, identity verifiers together with our proprietary financial and behavioral algorithm to determine the eligibility of any customer for a loan. We observe strict privacy protocols and have nothing to do with any information or data that are confidential to our customers.

Our numbers

Let out numbers do the talking

10K+

No. of downloads

250M+

Loan disbursed

Download for iPhone Download for Android

Walk through our app

Testimonial

What are users saying about MenaCred

Tested and trusted by over 500,000 people

Frequently asked quetions

MenaCred is a digital lending company focused on delivering loans with ease to individuals and small businesses in Nigeria.
MenaCred is located at No7B Wole Ariyo Street Off Admiralty Way Lekki Phase 1 Lagos.
Your account is created in less than 3minutes
You only need your Phone number/ Email Address.
All you need is your phone number/Email, valid BVN and debit card with at least 3 months Validity.
With your express permission, we make third party interactions with other institutions such as credit bureaus, regulators, identity verifiers, banks and other FinTech’s to determine eligibility. We also combine this with your transaction activity on MenaCred to determine a dynamic credit score with the aid of our proprietary algorithm.
We currently have three tailored products. With our Mena Everyday Loan 5000-15,000 Mena Micro 15,000-500,000 Mena Market 15,000-1Million
We charge between 5-20% monthly

Our Partners

We are happy
to help you

Reach out to us via email

customersuccess1@menacompany.ng

Or call

+234 902 586 3244

    App is available for free on Google Play & App Store