MenaCred is presenting what inclusion truly means— where anybody can access finance without credit history, with no paperwork, without a guarantor but with speed, ease, convenience and always saying Yes to More
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LOANS FOR ANYTHING, ANYTIME.
At MenaCred, what matters to you is what matters to us. We understand that your credit needs can range from Business, Education, Personal or Domestic Expenses, Travel or even Enjoyment, we have made it our duty to provide easy access to finance for you, always.
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SMALL LOANS, BIG LOANS - WE’VE GOT YOU!
Need an urgent 5k or a whooping 1 million? Say no more! MenaCred caters to all categories of credit needs for your everyday expenses or those infrequent payments without requiring collaterals and with interest rates as low as 5%.
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EASY AND CONVENIENT PAYBACK, JUST FOR YOU
Paying back your loan is just as easy as getting it. Our loan tenor ranges from 30- 180days which gives you enough time to conveniently repay your loan without any hassle. Your loan can also be extended if you are unable to meet up with the repayment date. With MenaCred you can enjoy your loan with peace of mind!
Our promise to you
“Our MenaCred App could not have come at a better time. Necessity and a strong desire to lift people’s financial burdens easily, speedily and digitally has been the force driving the development of the MenaCred App and we are quite fulfilled to see this creation of ours go live to a ready and enthusiastic market. For us, the mission to our customers is quite clear as we daily seek to use different ethical touchpoints to deliver credit with ease. The MenaCred App is just one of the several creations we have in store and we are excited about what the future holds for us on this journey.”
CEO
DESIGNED TO GIVE YOU THE BEST LENDING EXPERIENCE
Our Mena Everyday Loan, Mena Micro Loan and Mena Market Loan products have been created to deliver on the inclusion drive for everyone in our market. Digital Natives & Millennials, Working Professionals & Entrepreneurs and Businesspersons & Sellers in physical markets all have a place with MenaCred.

Our Mena Everyday Loan
For digital natives at their first shot at obtaining loans and everyday people with little or no financial history.

Our Mena Micro Loan
For working professionals, digital savy entrepreneurs and businesspersons.

Our Mena Market Loan
For traders right at the center of the physical marketplace with little or no structure.
WHERE EASE AND CONVENIENCE MEETS INNOVATION

How it works
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OUR COMMITMENT TO INCLUSION FOR EVERYONE
MenaCred products are a reflection of our commitment to meet potential customers at their level. For many people in our environment, credit history, paperwork, sureties and other conventional requirements for accessing credit are nearly impossible to meet. No problem, as we do not demand an arm and a leg from our customers, we simply disburse loans in minutes.
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HOW WE MAKE A LENDING DECISION
Acting on the consent of our customers, we engage in ethical interactions with institutions such as banks, credit bureaus, regulators, identity verifiers together with our proprietary financial and behavioral algorithm to determine the eligibility of any customer for a loan. We observe strict privacy protocols and have nothing to do with any information or data that are confidential to our customers.
Our numbers
Let out numbers do the talking
No. of downloads

Loan disbursed
Walk through our app





What are users saying about MenaCred
Tested and trusted by over 500,000 people
Am rating it very much because they don't delay in times of giving out loans,and very very fast l like this app and it make my business move forward
Mercy Joseph
UserThis is the best loan platform ever thank you guys
Sadiq Abu
UserRegistration is fast and disbursement of find is top notch. Bravo!!!!
Afeez lawal
UserWhat a wonderful experience with this app, seamless, accurate, friendly and above all, timely. This should be the Wonder app of our Time.Good work guys, More Grease.
ikechukwu emedolibe
UserFrequently asked quetions

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We are happy
to help you
Reach out to us via email
customersuccess1@menacompany.ng
Or call
+234 902 586 3244